BUYER & SELLER TOOLS
Seller Net Sheet
The number that actually matters when you sell: what lands in your account after payoff, commissions, and closing costs.
Estimates only — not a lending quote. Talk to Ethan for numbers specific to your situation.
What Utah sellers actually walk away with
The number that matters when you sell isn't the sale price — it's the wire that hits your account after the mortgage payoff, commissions, title and escrow fees, any concessions to the buyer, and pre-sale repairs. That's your net sheet, and every serious listing conversation should start with one.
This calculator gives you the honest first draft. When we list together, I build a precise version using your actual payoff quote, negotiated terms, and title fees — but this gets you within range in thirty seconds.
Utah specifics worth knowing
- Good news: Utah has no real estate transfer tax — a cost that eats thousands from sellers in many other states simply doesn't exist here.
- Utah closings run through title companies rather than attorneys, which keeps escrow and settlement fees comparatively reasonable.
- All-in selling costs in Utah typically land around 6–8% of the sale price once commission, title, and typical concessions are counted — the calculator lets you tune each piece.
- Commissions are negotiable and set per listing agreement; the 6% default here is just a starting assumption.
Common questions
How much does it cost to sell a house in Utah?
Plan on roughly 6–8% of the sale price all-in: agent commissions (negotiable, set in your listing agreement), title and escrow fees, and often some buyer concessions or repair credits. Utah sellers are spared a transfer tax, which many other states charge on top.
Does Utah have a real estate transfer tax?
No. Utah is one of the states with no transfer tax on real estate sales — only modest county recording fees apply. That's a meaningful savings compared to states that charge a percentage of the sale price at transfer.
How do I find my exact mortgage payoff?
Request a payoff quote from your loan servicer — it's your principal balance plus accrued interest to a specific date, and it's usually slightly higher than the balance shown in your app. Title will order an official payoff during escrow; for planning, the app balance plus one month's interest is close enough.